Buying Tools

Prepare Yourself for a Great Adventure!

Home ownership has many benefits among which are:

• Build Equity
• Create and Develop your Investment Portfolio
• Pride of Ownership and Stability
• Establish a Lifestyle
• Flexibility
• Shelter

Before Getting Started, Ask Yourself

1. If Denis found me the perfect house today would I buy it?
2. What are my financial strengths and weaknesses?
3. Have I talked to a Mortgage Lender?
4. When do I need to be settled in by?
5. Who else is involved in the decision making process?
6. Are all the parties committed?
7. What about my job?
8. If I’m renting, does my lease need to be reviewed?
9. If I currently own a house, do I sell first or buy first?
   (It is usually favourable to sell first. This will eliminate the possibility of owning two homes at the same time if your current home does not sell in time. Often a purchase conditional on the selling of your home can result in you losing your purchase. If you sell first, your equity is freed-up and your options are open.)